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Business Risk Management

Business Risk Management (BRM) programs help farmers manage risks that threaten the viability of the farm. They provide protection against different types of income and production losses.

The Canadian Horticultural Council (CHC) advocates on behalf of fruit and vegetable growers to ensure the maximum effectiveness of Canada’s BRM programs:

  • AgriStability, which provides support when growers experience a large margin decline;
  • AgriInvest, which provides cash flow to help growers manage income declines;
  • AgriInsurance, which provides cost-shared insurance against natural hazards to reduce the financial impact of production or asset loss; and
  • AgriRecovery, which is a disaster relief framework that works with the above programs to help agricultural producers recover from natural disasters.

In summer 2017, Agriculture and Agri-Food Canada (AAFC) announced changes to AgriInvest and AgriStability. These changes will come into effect April 1, 2018.

CHC's position

  • The Government of Canada must recognize the significant variation in agricultural production across sectors and regions, in order for BRM programs to better reflect the needs of farms within each agricultural commodity or sector, regardless of size or operating characteristics.
  • The government must reduce waiting times for AgriRecovery support, and must match compensation more closely to other Business Risk Management programs, so that farmers can recover more quickly and more effectively from disaster situations.

Current advocacy activities

As part of the AgGrowth Coalition, CHC is involved in a review of BRM programs that federal, provincial and territorial (FPT) ministers of agriculture support. CHC is working to ensure effective industry involvement and a meaningful review of the programs. A report will be presented at the next yearly FPT ministers meeting, in July 2018. The AgGrowth Coalition includes CHC, the Canadian Federation of Agriculture, Grain Growers of Canada, the National Sheep Network, the Canadian Canola Growers’ Association, and Grain Farmers of Ontario.

Previous advocacy activities

In May 2017, CHC joined other members of Canada’s AgGrowth Coalition in a meeting with the Minister of Agriculture to discuss the need for a joint industry-government review of the whole suite of Business Risk Management programs.

Responsible committee

The Business Risk Management Committee works on behalf of CHC to monitor finance and business management issues for the Canadian horticulture industry.

For more information, please contact Jennifer Babcock, Policy Research and Development Manager at

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